It includes all fees and interest that you will pay over the term of your loan. The APR is a helpful way to compare how much a Lending Works loan will cost you in comparison to other lenders.
What happens if I miss a repayment. If you miss a scheduled repayment, we'll try to get in touch with you as soon as possible to discuss your current situation. We allow up to five working days with no charge for you to make the payment.
If you're unable to make the payment within five working days, we may apply additional fees and charges, as set out in your credit agreement. We'll always try to be reasonable and help you get back on track, so it's always best to get in touch with us to discuss your personal circumstances.
If we're still unable to recover the outstanding payments, we may pass your account to our debt collection partner.
What will you do with the information. All data is maintained within a secure environment and protected in accordance within ICO guidelines.
Our ICO registration number is ZA008775. The data may also be shared with other companies associated with Just Cashflow, but will not be sold on to any third parties without your consent. Will Just Cashflow undertake a credit check on the business. Yes.
Be suspicious of any e-mail with urgent requests for personal financial information. The e-mail may include upsetting or exciting but false statements to get you to react immediately.
Avoid filling out forms in e-mail messages that request personal information. Ensure that your browser is up-to-date and security patches have been applied. Check your bank, credit, and debit card statements regularly to make sure that there are no unauthorized transactions. If anything looks suspicious, contact your bank and all card issuers.
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