Outlawed By The States, Payday Lenders Take Refuge On Reservations. K en Rees had a problem. For years, his company, Think Cash, had made millions of need 20k personal loan by offering poor Americans quick access to money when they needed to fix their cars, replace broken appliances or pay medical bills.
Unlike the brick-and-mortar payday loan companies that dot street corners and strip malls across the country, however, Think Cash was an online venture, built with the convenience of the new economy in mind. A need 20k personal loan was zoom cash advance a few clicks away. For borrowers, there was a catch. Payday loans typically come with high interest rates that can add hundreds or thousands of dollars to the original loan amount and trap poor borrowers in a cycle of debt.
For this reason, many states have cracked down on payday lenders. Fourteen states and the District of Columbia ban payday loans altogether, and all of the remaining states regulate payday lending to some degree. With Think Cash, Rees had found a clever way around these regulations: The loans were passed through a nationally chartered bank, thereby exempting them from state banking laws.
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Box 6865 Washington, DC 20020-9994. Phone: (202) 465-3296. Need 20k personal loan is eligible. Active duty service members and veterans.
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