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Your broker should know best how to structure the loan knowing who has what assets available. Not sure why you would want to mess with your retirement to pay your insurance bill. Maybe theres a better way to get cash, such as a lender credit to pay for someall of the closing costs in exchange for a slightly higher mortgage rate.
Colin, I have no debt, hence no credit score. My husband has no debt but still has a credit score of 746. We are building a new 328,000 home and have been pre-approval. I make 86,000 a year husband 77,610.
We have 20 down plus 7,000 closing costs in our joint checking but this will deplete our savings MM.
Which one of those options happens depends on the loan company. For secured loans (where someone borrows money and uses their home as security on the debt), we work closely with a number of credit brokers who organise the loans and pay us a fee each time. Do we offer loans from the whole of market.
We include loans from the companies we work directly with on MoneySuperMarket. We dont work with all loan companies, because some companies dont want their loans included on comparison websites. Some smaller companies can also struggle to cope with the number of customers we can show their products to.
Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice. This website is not an offer to lend. WhiteRockLoans. com is not a lender and does not make loan or credit decisions. WhiteRockLoans. com connects interested persons with a lender from its network of approved lenders. WhiteRockLoans. com does not control and is not responsible for the actions or inactions of any lender, is not an agent, representative or broker of any lender, and does not endorse any lender.