Our online service readily serves your need to connect with a lender. The process takes a few minutes. Fill out our secure online form and we send an encrypted copy to an authorized lender to approve. Once you submit your information, you will be redirected to the lender's website where you can review the terms of the loan, including details about all the applicable rates and fees.
If you accept these terms, the lender will deposit money directly into your bank account as quickly as the next business day. Every inquiry received is handled with care and speed. Your Loan, Your Business. We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.
Before applying for a loan, take a look at your credit score. A FICO credit score of 670 to 739 is considered good, while a score of 740 to 850 is considered very good or exceptional. If your score is weak, consider taking steps to improve your credit before seeking a loan.
You can improve your credit by paying off balances and limiting credit card usage to 20 percent of available credit. Know what size loan you can afford. Many experts say your mortgage loan shouldn't exceed 2. 5 times your annual salary.
We also made the process simple. No need to visit hundreds of websites and fill out numerous paperwork. The Need for Speed. Our online service readily serves your need to connect with a lender. The process takes a few minutes. Fill out our secure online form and we send an encrypted copy to an authorized lender to approve.
We provide TWO types of lot land financing in California: Consumer - Bank financing for the purchase of one land lot parcel for construction of a primary or second home; we do not offer land lot refinance loans at this time, nor do we offer cash-out (equity loans) on raw land. We do offer construction financing once the pre-development of the project is underway if you already own a lot land parcel. Developer - land acquisition development financing for experienced developers and spec home builders commercial development contractors.
This is private banking private money lending intended to assist residential and commercial developers in establishing land tracts and subdivision maps, followed by construction financing.
Consumer - Residential Lot Land PURCHASE Loans Land purchase financing for the purchase of ONE California residential lot land parcel, per applicant, for future construction of an owner-occupied, primary or second home SFR residence.
See our land loan restrictions. A one-tenth-acre to 5. 00-acre parcel is the primary acceptable parcel size with the lowest down payment requirement, depending on the availability of certain utilities at the site as well as qualified credit score of the applicant(s); A 5. 01 - 10-acre lot qualifies for this program without the need of a special exception by the lender. A 10.