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Another form of cash advance is a direct deposit advance. With this lending tool, banks advance an amount based on a customer's direct deposits. Then, when the deposit is actually made, the bank recoups the loan and the associated fees. In most cases, the repayment for the cash advance is taken out of the account easiest online personal loan any other checks, charges or automatic payments are allowed to post.
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Do Cash Advances Hurt Your Credit Score. Taking out a cash advance has no direct impact on your credit or credit score, but it can affect it indirectly in various ways.