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Since there are no strict requirements for Louisiana payday lenders to publicize its terms and conditions. Any criminal action against you if you fail to pay is considered illegal. These loans are meant to protect you from predatory lending tactics. An Overview of Louisiana Installment Loans. There are no strict laws governing lenders in the state of Louisiana. Therefore, the state is a great place for lenders since the rates and charges are not closely monitored.
Although much stigma has been attached to payday loans, they can relay help you during emergency situations.
Com does not have an available lender, you will not be connected to a lender. In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps.
If you are connected to a tribal lender, please understand that the tribal lenders rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
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