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Thank you. Reply To: OFW Loan No Co Maker. Hi Maricar, here are three leading banks that offer multi-purpose personal loans to OFWs with no co-maker, no collateral, and low interest rates: Banco De Oro (BDO) Asenso Kabayan Program. The Personal Loan for OFW is offered against hold-out on Joint or Individual account deposits maintained with BDO as security.
The following are the type of deposits allowed for this program: Peso or Dollar Savings Account Peso or Dollar Time Deposit at least co-terminous with the loan tenor The minimum deposit requirement is P15,000 or its dollar equivalent.
Though, the loan proceeds will be in Pesos.