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Theres no guarantee lenders will work with you, but you have nothing to lose by asking. If your creditors arent willing 90 day cash loan work with you directly, you can try to deal with your debts in other ways. Some options include: Credit Counseling. A credit counselor can help you set up a debt management plan, or DMP. Under these plans, you make monthly payments to the credit counselor, and it pays your debts for you. In some cases, a DMP can reduce the interest or penalties youre currently paying.
However, DMPs also come with a setup fee and a monthly maintenance fee, which could cost you more in the long run. Debt Consolidation Loans. Sometimes, you can make overwhelming debts more manageable by taking out a debt consolidation loan.
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